Your money. Your life.
Wealth management services with a personal relationship.
Planning and One-on-One Meetings
Experienced planning centered around life events and communicated clearly one-on-one.
Disciplined research, customized models and consistent rebalancing are the foundation of our portfolio management expertise.
Retirement Income Solutions
How much money can you withdraw from your portfolio monthly and never run out of money?
Establishing a clients risk tolerance drives our portfolio model management.
Vickerman & Driscoll developed the ultimate proprietary retirement income calculator. Adjust the green bar to the value of your total investment portfolio and watch the MyBucketSystemTM calculate your retirement income on a monthly basis.
Projected 1.5% Return
Projected 3% Return
Projected 4% Return
Projected 8.5% Return
Year 16 Balance
We absolutely love what we do and believe our devotion to our work is reflected in each and everyone of our clients.
Mike J. Vickerman, Jr.
Co-Founder, Visionary, Entrepreneur, Expert Planner & Adviser, Father & Friend to those who know him well.
Brings deep commitment, ethics, and professionalism to his role as Wealth Management Consultant, Portfolio Manager, and Certified Financial Planner®
Amy Jo Van Lierop
It is a great moment when a client breathes a sigh of relief, that feeling of peace and control, the sense that everything is coming together.
Chief Investment Advisor
Jim is responsible for market research, investment strategy, security selection, and asset allocation decisions the firm.
Service & Operations Manager
Excited to be part of a team, dedicated to meeting & exceeding our clients financial investment needs.
Why Vickerman & Driscoll?
We are a niche wealth management company serving high net-worth individuals. We develop a relationship centered on honesty and integrity. This allows for open communication to deliver exceptional planning results. We customize your investment portfolio based on your current portfolio value, saving targets, risk evaluation and your retirement income goals. And finally, we believe in responsive, personal service to navigate the daily challenges of making informed wealth management decisions.
We look forward to partnering with You!
An investment strategy that focuses on building portfolios to provide a monthly income in retirement.
We favor a balance of equity and fixed income investments based on your custom risk evaluation. We assist you in preserving, growing and managing your wealth through adequate diversification among the different asset classes, proactive allocation of sector weightings and a disciplined approach to rebalancing to harvest investment profits. In retirement, we provide an on going plan to provide you with monthly income using the "My Bucket SystemTM" developed by Vickerman & Driscoll.
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Important Note: The MyBucketSystem is designed as an aid for helping estimate the retirement income that an investment portfolio may provide.
The following methodology was used to design the returns for MyBucketSystem:
The goal of the MyBucketSystem was to set a target of withdrawing less than 5% from the portfolio on a yearly basis. Certified Financial Planning studies have shown that if a client withdraws less than 5% of the portfolio during retirement they have a high probability of not running out of money. The MyBucketSystem withdrawal rate is 4.8%.
The Buckets are designed to have the following investments:
Bucket 1- Short-Term Bonds and Bills & Cash.
Bucket 2- Mid-Term Bonds.
Bucket 3- Long-Term Bonds & Preferred Stock.
Bucket 4- Stocks & Equities
The rates of returns for each bucket were selected based on the data listed below:
Bucket 1- Over the past 20 years, Short-Term Bonds and Bills have averaged 4.0% or more. We used 1.5% to be conservative.
Bucket 2- Over the past 20 years, Mid-Term Bonds have averaged 5.0% or more. We used 3%.
Bucket 3- Over the past 20 years, Long-Term Bonds have averaged 5.5% or more, but preferred stocks have averaged 7% or more. Therefore, we took a blended rate to come up with 5%.
Bucket 4- Stocks have averaged between 9.5%-10.5% since 1929 depending on the type of stocks(Large, Mid & Small). We wanted to be more conservative, so we used 8.5%. Our 8.5% includes the dividends from the stocks.
Planning and One-on-One Meetings
We specialize in helping the client understand all aspects of their planning so they understand why we constructed their portfolio. Our planning includes financial, tax, estate, purchases, financing and just about anything else that effects your wealth. We study your situation and then using our experience and knowledge customize it to your current situation. We then present and educate you on all aspects in one-on-one meetings to add that personal touch to our financial expertise. We have seen it all, so lets start working on your wealth planning together.
We customize each clients portfolio based on the amount of money invested in each account, their risk evaluation and if its a retirement account or a taxable account. Our equity models are formulated using in house research that seeks diversification among the S&P 500 sectors, International, Mid-Cap & Small-Cap. Individual stocks and ETFs make up our holdings. Our fixed income portfolios consist of individual bonds and bond mutual funds based on the size of each account. We use innovative technology to help manage our models to consistently rebalance the actual portfolio to the targeted model. This allows us to control risk and focus on the investment research.
Retirement Income Solutions
How much monthly income can you afford to take from your portfolio during retirement? This is the question all clients need answered before they retire so they can feel they are making the “right” decision. We have developed a retirement income calculator called the “My Bucket System™” that aids in developing a reasonable monthly withdrawal amount that will give you the highest probability of not running out of money during all your retirement years. Do you want to know how it works? Scroll down to the My Bucket System™ page and start setting your goals for retirement.
Evaluating your risk is one of the most important things we do. Many people understand their risk tolerance and most know what they own. However, they have no idea how their current portfolio compares to their ability to handle risk. Vickerman & Driscoll will assess your risk and then compare your portfolio to your evaluation. Clients have found this to be one of the best tools in our toolbox. Try it know!
Mike J. Vickerman, Jr.
President, Co-Founder, CPA, community volunteer helping people and non profit organizations manage money wisely and become debt free.
Mike knows the responsibility that comes with his position, and he takes it on with passion and enthusiasm. "Your money, Your life" are not just idle words but represent the very core of how Vickerman & Driscoll approach their relationship with each of their treasured clients.
How Mike likes to spend his day:
What they're saying:
Just the facts:
A Spokane native, Mike holds a Bachelor's Degree in Accounting from the University of Southern California.
He started out as a CPA for Ernst & Young - where he served the firm's blue chip clients and handled a number of public stock offerings - then moved to Job Line Construction and Pacific West Securities. Mike co-founded that firm's Spokane office, which later became Vickerman & Driscoll.
Mike and his beautiful wife Michele have five children and love spending family time at the lake enjoying watersports and games.
Wayne Haas Wealth Management Consultant
Wayne joined Vickerman & Driscoll Financial Advisors in 2005. He is a Certified Financial Planner practitioner, and serves as both Portfolio Manager and Wealth Management Consultant for the firm. He is also a Principal for Vickerman & Driscoll Insurance Solutions Inc.
Wayne made his way to Spokane after receiving a BA in Business Administration from Concordia College and an Associate Degree in Biblical Studies from the Lutheran Bible Institute.
He made a stop at Thrivent Financial, where he spent 11 years doing what he does for us - addressing both insurance and investment needs for his clients.
Wayne and his wife Tami have three children and enjoy the outdoors of the Pacific Northwest and participating in community and church activities.
Amy Jo Van Lierop Financial Advisor
Amy Jo joined Vickerman & Driscoll Financial Advisors as a Client Relationship Manager in November 2013. Growing up on a farm in Ritzville, WA instilled in her a progressive and strong work ethic, along with a warm and down-to-earth spirit, which she enjoys sharing with clients and colleagues. Amy Jo promotes a simple, disciplined approach to finances. She also recognizes the importance of supporting people through life events, big or small.
Amy Jo graduated from Washington State University with a Bachelor's Degree in Accounting. She is a Certified Public Accountant and holds the Series 65 Certification.
Amy Jo began her accounting career in Spokane with the local public accounting firm of McFarland & Alron, PS. In 1996, she started a 17-year career with Providence Health & Services as a Sr. Financial Analyst prior to joining Vickerman & Driscoll Financial Advisors.
Amy Jo and her husband, Don, enjoy all the adventures that come along with raising three boys.
Jim Czirr CFA Chief Investment Officer
Jim joined Vickerman & Driscoll Advisors as Chief Investment Officer in January 2019. In this role Jim is responsible for market research, investment strategy, security selection, and asset allocation decisions for the firm.
Prior to joining the team, Jim served as Vice President of Equity Research for an Inland Northwest wealth management firm where he work for six years. He holds dual Bachelor of Arts degrees in Psychology and Religion from Whitworth University and a Master of Business Administration (MBA) degree from Whitworth University. Jim is a CFA charter holder and serves as Vice President and Research Challenge Coordinator for the CFA Society Spokane. In addition to his role at Vickerman & Driscoll, Jim is also an adjunct faculty member in finance at Whitworth University.
Jim and his wife, Joelle, enjoy spending their free time with their two children experiencing the many outdoor recreation activities the Pacific Northwest has to offer.
Maggie Boone Service & Operations Manager
Whether you are calling or walking in, Maggie will be the first person to greet you at Vickerman & Driscoll Financial Advisors. As Client Services Manager, she strives to provide extraordinary client service and unmatched support for the team. She has a gift for serving people, both clients and team members.
Maggie joined Vickerman & Driscoll in February of 2018. Since then she has gained a great understanding of our firm operations and demands. Her follow through is unmatched, and her strong communication skills provide honesty and integrity to our daily routine. She looks forward to engaging with our clients and values the relationships that we are building.
Maggie is a native of Phoenix, Arizona and attended Arizona State University majoring in accounting. Most of her career has been in the restaurant industry, first as a server working her way through college, then as a manager and finally settling in as an IT Director just about the time computers were becoming necessary tools for business. She was lucky enough to work for two nationwide restaurant brands that allowed her to travel all over the US.
She decided Spokane would be a great place to raise her two daughters who are now both in college. She owned a local restaurant for a number of years before deciding to change careers to something new but not altogether different as both careers are focused on customer service and efficient operations.